Jasper Cashback Mastercard Card Review

Unlock endless opportunities with the Jasper Cashback Mastercard, a card designed to enhance your financial journey with rewarding cashback benefits and exceptional service.

The Jasper Cashback Credit Card serves as a valuable asset for those looking to build or enhance their credit scores while benefiting from cashback rewards. It offers cashback on numerous purchases, with the potential to earn an additional 1% cashback for referring friends, up to a total of 6% annually. 

Unlike many credit cards that may disqualify applicants with little or no credit history, Jasper takes a comprehensive approach by considering various factors beyond just the credit score, increasing the chances of approval for those with limited credit backgrounds.

Moreover, the Jasper Card Rewards program is a breath of fresh air for individuals seeking dynamic rewards. By adhering to timely payments and maintaining low credit utilization, users can gradually improve their credit scores. This card is crafted to provide multiple advantages, including financial savings and peace of mind, making it an excellent choice for those with limited credit histories who wish to improve their credibility in a practical and secure manner.

Benefits of the card

The Jasper Cashback Mastercard is packed with features that provide significant advantages to its users. Notably, this card comes with no annual fee, eliminating the worry of extra yearly costs. Additionally, it waives foreign transaction fees, making it an excellent choice for international travelers. Unlike some cards, it also doesn’t require a security deposit, making it more accessible to a broader audience.

Mobile App

The Jasper mobile app offers a seamless way to manage your financial activities. With this app, you can easily monitor your spending patterns, organize your budget, and set up automatic bill payments, all from your smartphone. In the unfortunate event that your card is misplaced or stolen, the app provides a swift one-click option to report it, ensuring your finances remain secure.

Extended Warranty

Purchases made with your Jasper card come with the added benefit of extended warranty protection. This feature doubles the original manufacturer’s warranty on eligible items, up to a maximum of 24 months. It offers peace of mind knowing that your valuable purchases are covered for a longer period, safeguarding against potential defects or issues.

Cell-phone Protection

When you pay your phone bill with the Jasper Mastercard, you are entitled to cell-phone protection of up to $600. This coverage is applicable in cases of theft or damage to your mobile device, offering a financial cushion and ensuring you stay connected without unexpected out-of-pocket expenses.

Car Rental Coverage

Enjoy peace of mind when renting a vehicle, as the Jasper Mastercard provides coverage against physical damage or theft. By using your card to cover the full cost of your rental agreement, you gain protection that can save you significant hassle and expense, should an incident occur.

Lost or Damaged Baggage Insurance

Traveling comes with its own set of challenges, but when you use your Jasper Mastercard to pay for flights, you receive insurance for lost or damaged baggage. This benefit ensures you are reimbursed for your belongings if they are mishandled during transit, adding an extra layer of security to your travel plans.

Baggage Delay Insurance

In instances where your baggage is delayed by four hours or more during a covered trip, Jasper’s baggage delay insurance offers reimbursement for essential expenses.

Who Can Apply?

The Jasper Cashback Mastercard is available to individuals with a good credit score who are looking to enhance their financial management. Applicants should be at least 18 years old and meet income requirements, ensuring they can manage the credit responsibly.

How to Apply?

1. Visit the Jasper Website: Start by navigating to the Jasper website to access the application portal.
2. Fill Out the Application Form: Provide necessary personal and financial information as prompted.
3. Submit Required Documents: Upload any required documentation for identity and income verification.
4. Review and Submit: Double-check your information and submit the application for review.
5. Await Approval: Receive a decision, typically within a few business days, and enjoy your new card upon approval.

FAQs

What are the cashback rates?

The Jasper Cashback Mastercard offers competitive cashback rates on purchases, though specific percentages may vary based on spending categories.

Is there a foreign transaction fee?

Yes, a foreign transaction fee applies when using the card internationally, so it’s advisable to consider this when traveling.

How can I check my credit score with Jasper?

Jasper provides tools and resources through their mobile app to help you monitor and improve your credit score.

Is there a limit to the cashback I can earn?

While there may be caps on certain categories, the card generally offers generous earning potential across various spending types.

How quickly can I start using the card after approval?

Upon approval, you can expect to receive your card within 7-10 business days, ready for activation and use.

In summary, the Jasper Cashback Mastercard is an excellent choice for those seeking a rewarding and user-friendly credit card. Its combination of benefits and customer-centric approach makes it a standout option in the financial landscape.