Capital One Walmart Rewards Card Review

Discover the benefits and features of the Capital One Walmart Rewards Card that can enhance your shopping experience and reward you for everyday purchases.

The Capital One Walmart Rewards Card offers a unique blend of convenience and rewards for those who frequently shop at Walmart, both online and in-store. This card is specially designed to cater to the needs of modern consumers who value seamless shopping experiences and substantial cash-back benefits. 

As a product of a partnership between Capital One and Walmart, this card integrates the strengths of both companies, delivering a financial tool that not only enhances purchasing power but also ensures a secure and user-friendly experience. Whether you are ordering groceries online or exploring the aisles of your local Walmart store, this card provides an efficient way to earn rewards on your everyday purchases.

CREDIT CARD

CAPITAL ONE WALMART REWARDS

NO ANNUAL FEE CASHBACK

GET CARD You will be redirected

Detailed Benefits

High Cash Back on Online Shopping

Enjoy 5% cash back on purchases made through Walmart.com, including grocery delivery and pickup, which is perfect for those who prefer the convenience of shopping from home.

In-Store Rewards

Get 2% cash back on purchases made in Walmart stores, at restaurants, and on travel. This flexibility allows you to earn rewards on a wide range of everyday expenses.

No Annual Fee

The card comes without an annual fee, making it a cost-effective choice for those who want to earn rewards without additional costs.

Introductory Offer with Walmart Pay

For the first 12 months, earn an introductory 5% cash back on in-store purchases when you use Walmart Pay, incentivizing the use of Walmart’s convenient mobile payment option.

Versatile Use Beyond Walmart

While the card excels at Walmart, it also offers 1% cash back on purchases wherever Mastercard is accepted, providing value beyond the retailer.

Robust Security Features

Benefit from Capital One’s comprehensive security measures, including fraud alerts and zero liability for unauthorized charges, giving you peace of mind.

Easy Account Management

Manage your account effortlessly online or through the Capital One mobile app, making it simple to track spending and rewards.

More from the Capital One Walmart Rewards Card

The Capital One Walmart Rewards Card has garnered a strong reputation, boasting a rating of 4.6 out of 5 stars based on 338 reviews. This high rating reflects the satisfaction of its users, with an impressive 93% of cardholders recommending it to others. The card is suitable for individuals with a credit level rated as good to excellent, making it accessible to many consumers seeking a reliable rewards card.

One of the standout features linked to the Capital One Walmart Rewards Card is the user-friendly mobile application provided by Capital One. Through this app, cardholders can easily manage their finances, paying bills, checking available balances, and reviewing transaction histories anytime and anywhere. This convenience adds to the card’s appeal, allowing users to stay on top of their financial activities with ease.

Who Can Apply?

The Capital One Walmart Rewards Card is available to individuals with a fair to excellent credit score. Applicants should be at least 18 years old and reside in the United States. Having a steady income and a responsible credit history will improve your chances of approval.

How to Apply?

1. Visit the Capital One or Walmart website.
2. Navigate to the credit cards section and select the Walmart Rewards Card.
3. Click on “Apply Now” and fill out the application form with your personal and financial information.
4. Review the terms and conditions, then submit your application.
5. Wait for a response, which could be immediate or take a few days.

FAQs

Can I use the card outside of Walmart?

Yes, you can use the Capital One Walmart Rewards Card anywhere Mastercard is accepted, earning 1% cash back on those purchases.

What happens if I miss a payment?

Missing a payment may result in late fees and could impact your credit score. It’s important to make at least the minimum payment by the due date.

How can I maximize my rewards?

To maximize rewards, prioritize using the card for Walmart.com purchases and take advantage of the introductory offer with Walmart Pay for in-store shopping.

Is there a mobile app for managing my account?

Yes, the Capital One mobile app allows you to manage your account, track spending, and redeem rewards conveniently from your smartphone.

With its attractive rewards and user-friendly features, the Capital One Walmart Rewards Card is an excellent choice for frequent Walmart shoppers seeking to enhance their shopping experience.

CREDIT CARD

CAPITAL ONE WALMART REWARDS

NO ANNUAL FEE CASHBACK

GET CARD You will be redirected