Assent Platinum Mastercard Secured Review

Take control of your financial future with the Assent Platinum Mastercard Secured, designed to help you build or rebuild your credit responsibly and with ease.

The journey to a strong credit score can be challenging, especially if you’re starting fresh or recovering from past financial missteps. Many credit cards come with high fees, complicated terms, or limited accessibility, leaving consumers unsure of their next steps. The Assent Platinum Mastercard Secured changes the game by offering a transparent, user-friendly way to improve your credit score.

This card provides a reliable solution for those seeking to establish a solid credit history. With its straightforward terms and commitment to reporting your progress to all three major credit bureaus, the Assent Platinum Mastercard Secured empowers you to take charge of your financial journey.

CREDIT CARD

ASSENT PLATINUM MASTERCARD SECURED

MONTHLY REPORTING 0% APR

GET CARD You will be redirected

Detailed Benefits

10% APR on Purchases for the First Six Months

One of the most significant benefits of this card is the introductory 0% APR for the first six months on purchases. This means you won’t pay any interest on your credit during this period. While it’s always wise to manage your credit responsibly and pay off your balance monthly, this feature provides flexibility to prioritize spending without incurring immediate interest.

Flexible Credit Limits

The card’s flexible credit limit ranges from $200 to $2,000 per month, depending on the amount of money you can provide as a security deposit upfront. If you have extra funds and desire the flexibility of a larger line of credit, the Assent Platinum Mastercard Secured can accommodate your needs.

Refundable Deposit

Start your credit line with a refundable deposit of at least $200, which serves as your collateral. Your credit line will match the amount you deposit, up to $2,000. You can increase your credit limit by adding more to your deposit even after opening the account. If your account is in good standing when you choose to close it, your deposit will be fully refunded.

Price Protection

With this feature, purchases made with your card are protected for 60 days after the purchase date. If you find the same item at a lower price, you’ll be reimbursed for the difference, ensuring you always get the best deal.

Mastercard ID Theft Alerts and Protection

If you become a victim of identity theft, the Mastercard Theft Security Program offers comprehensive support. You’ll receive guidance on reporting and resolving the issue, including assistance with notifying all three major credit bureaus. Additional benefits include identity theft resolution packages, sample letters for canceling checks, and instructions for replacing your card.

Global Usability

Accepted wherever Mastercard is recognized, this card is a dependable companion for daily purchases and international travel alike, ensuring convenience wherever you go.

No Credit History Required

Unlike traditional credit cards, this secured card doesn’t require an established credit history, making it ideal for those new to credit.

User-Friendly Management Tools

With online account management and mobile app accessibility, staying on top of your spending, payments, and balance is a breeze.

Who Can Apply?

The Assent Platinum Mastercard Secured is open to individuals who meet these basic criteria:

• Must be at least 18 years old (19 in some states).
• Provide a refundable security deposit of at least $200.
• Have a valid Social Security number or Taxpayer Identification Number.
• Meet identification verification requirements as part of the application process.

How to Apply

Applying for the Assent Platinum Mastercard Secured is simple. Follow these steps:

1. Prepare Your Documents: Gather your Social Security number, valid ID, and proof of address.
2. Visit the Application Page: Go to the official website to begin your application.
3. Provide Personal Information: Complete the form with accurate details about yourself.
4. Set Your Security Deposit: Choose an amount for your refundable deposit.
5. Submit Your Application: Review your details and submit the form for approval.

FAQs

What is a secured credit card?

A secured credit card requires a refundable security deposit that serves as collateral and determines your credit limit. It’s a tool for building or rebuilding credit.

How long does it take to get approved?

Approval timelines vary, but most applicants receive a decision within a few days. Once approved, your card will arrive within 7-10 business days.

Can I increase my credit limit?

Yes, by adding more funds to your security deposit, you can raise your credit limit to better suit your financial needs.

Does the Assent Platinum Mastercard Secured offer rewards?

This card focuses on credit building and does not offer rewards. Its primary benefit is helping users establish or rebuild credit responsibly.

What happens if I close my account?

If you close your account in good standing, your security deposit will be refunded in full, making it a risk-free investment in your credit future.

CREDIT CARD

ASSENT PLATINUM MASTERCARD SECURED

MONTHLY REPORTING 0% APR

GET CARD You will be redirected