The Citi Double Cash

Cash back made simple: Earn as you spend and pay with The Citi Double Cash Card - one of the easiest ways to maximize your rewards.

CREDIT CARD

CITI DOUBLE CASH

NO ANNUAL FEE CASHBACK

SEE HOW TO APPLY You will remain on the current site

Finding the perfect credit card can be overwhelming, especially when you want to earn rewards without jumping through hoops. For anyone looking to keep it simple while getting the most out of everyday purchases, The Citi Double Cash Card is a top contender.

With its straightforward approach to cash back – earn 2% on every purchase, 1% when you buy and 1% as you pay—this card has gained a stellar reputation for its transparency and consistent value. Let’s dive in to see why it might be the perfect fit for your wallet.

Benefits of The Citi Double Cash Card

Pros:

• Generous cash back on all purchases: Earn 2% back on every transaction – no rotating categories or activation needed.
• No annual fee: Keep your rewards intact without worrying about hidden costs.
• Versatile redemption options: Redeem your rewards as statement credits, checks, or direct deposits – your choice!
• Introductory balance transfer offer: A 0% intro APR for 18 months for transfers can help you consolidate debt efficiently.

Cons:

• No bonus categories: If you’re looking for elevated rewards in specific spending areas, this card might not suit your needs.
• Foreign transaction fees: It’s not ideal for international travel, as it charges a fee for overseas purchases.

Is This Card for You?

If you’re a straightforward spender who values consistency over complexity, The Citi Double Cash Card is an excellent match. Whether you’re paying for groceries, gas, or subscription services, you’ll earn cash back without needing to track special categories or promotions.

Additionally, if you’re looking to manage existing credit card debt, the balance transfer option with an introductory 0% APR for 18 months could be a game-changer. However, avid travelers or those chasing higher rewards on niche categories might want to explore other options.

Why We Like The Citi Double Cash Card

This card stands out for its simplicity and reliability. Unlike some reward cards that require you to track points, rotate categories, or navigate complex terms, The Citi Double Cash Card ensures you earn consistent rewards without any hassle.

Moreover, Citi provides a user-friendly app and excellent customer service, making it easy to manage your account, redeem rewards, and address concerns. If clarity and ease of use are high on your priority list, this card checks all the boxes.

Get rewarded for your everyday purchases with The Citi Double Cash – apply today and start doubling the value of your spending!