TD Double UpSM Credit Card Review

The TD Double UpSM Credit Card might just be your perfect financial companion, offering a simple yet rewarding experience for all your spending needs.

This credit card is for consumers who appreciate straightforward rewards without the hassle of annual fees. With this card, every purchase not only brings you closer to your financial goals but also rewards you twice – 1% cash back when you make a purchase and another 1% as you pay it off.

This unique approach makes it an attractive option for those looking to optimize their spending and maximize their rewards seamlessly.

CREDIT CARD

TD DOUBLE UPSM

NO ANNUAL FEE CASHBACK

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Detailed benefits about this card

Unlimited 2% Cashback

With the TD Double UpSM Credit Card, you can enjoy a flat 2% cashback on all qualifying purchases. This means you earn 1% when you buy and an additional 1% as you pay off those purchases. Best of all, there are no limits or caps on the amount you can earn as long as your account remains in good standing, making it an excellent option for maximizing your rewards on everyday spending.

No Annual Fee

One of the standout features of this card is that it doesn’t charge an annual fee. This allows you to reap the ongoing benefits and rewards without worrying about an extra yearly expense. The absence of an annual fee makes it a cost-effective choice for those who want to keep their financial commitments straightforward and transparent.

Introductory Bonus

New cardholders have the opportunity to earn a $150 statement credit after spending $1,000 on purchases within the first three months of opening the account. This introductory bonus is a great way to kickstart your cash-back earnings and offset initial spending, providing immediate value soon after you start using the card.

0% APR on Balance Transfers

Take advantage of a 0% introductory APR on balance transfers for the first 15 billing cycles. This feature can be particularly useful if you’re looking to consolidate debt or manage existing balances more efficiently, as it allows you to transfer balances without paying interest during the introductory period, helping you save money.

Visa Benefits

The TD Double UpSM Credit Card comes with a suite of Visa benefits, including cell phone protection when you pay your mobile bill with the card. This added benefit not only provides peace of mind but also enhances the overall value of the card, offering practical financial protection as part of its standard features.

Contactless Payments

Enjoy the ease and security of contactless payments with the TD Double UpSM Credit Card. Simply tap your card at checkout for a quick and secure transaction, reducing the need for physical contact and expediting your purchasing process in a world where convenience and hygiene are increasingly important.

Enhanced Security

Your transactions are safeguarded by Visa’s Zero Liability policy, ensuring you are not held responsible for unauthorized charges. This enhanced security feature provides an additional layer of protection, giving you confidence and peace of mind every time you use your card.

Who Can Apply?

To be eligible for the TD Double UpSM Credit Card, applicants typically need to have a good to excellent credit score. Additionally, being a resident of the United States and meeting the required age criteria are essential. Prospective cardholders should also have a stable income to ensure their ability to manage credit responsibly.

How to Apply?

1. Visit the TD Bank Website: Go to the official TD Bank website and navigate to the credit card section.
2. Select the TD Double UpSM Credit Card: Find the card and click on “Apply Now.”
3. Fill Out the Application: Provide necessary personal and financial details as requested.
4. Submit Your Application: Review your information and submit the application for processing.
5. Await Approval: Once submitted, wait for a response regarding your application status.

Frequently Asked Questions

What is the APR after the introductory period?

After the introductory period, the APR will revert to the variable rate based on your creditworthiness and other factors.

Are there any foreign transaction fees?

Yes, there are foreign transaction fees applicable when using the card abroad.

How can I redeem my cash-back rewards?

Cash-back rewards can be redeemed for a statement credit or direct deposit into a TD Bank account.

Is there a limit on cash-back earnings?

No, there is no cap on the amount of cash back you can earn with this card.

Can I add an authorized user to my account?

Yes, you can add authorized users to your TD Double UpSM Credit Card account for easier family spending management.

The TD Double UpSM Credit Card is a compelling option for those who value simplicity and generous rewards. Its unique combination of features makes it an excellent choice for optimizing everyday spending while enjoying financial flexibility.

CREDIT CARD

TD DOUBLE UPSM

NO ANNUAL FEE CASHBACK

GET CARD You will be redirected