The U.S. Bank Cash+ Visa Signature Card

Take control of your rewards and tailor them to match your lifestyle with one of the most flexible cash-back cards on the market.

CREDIT CARD

U.S BANK CASH VISA SIGNATURE+

5% CASHBACK ZERO ANNUAL FEE

SEE HOW TO APPLY You will remain on the current site

Managing your finances shouldn’t feel like a chore, especially when it comes to credit card rewards. For those seeking maximum flexibility, customization, and value, the U.S. Bank Cash+ Visa Signature Card is a game-changer.

This card empowers you to take charge of your rewards, offering an innovative approach to earning cash back. With a focus on giving users the ability to pick and choose their top spending categories, it ensures you’re rewarded for what matters most to you. Backed by the trusted U.S. Bank, this card is as reliable as it is rewarding.

Benefits of the U.S. Bank Cash+ Visa Signature Card

Pros:

• Customizable Rewards: Choose two 5% cash-back categories and one 2% category to suit your spending habits.
• No Annual Fee: Keep your savings intact while enjoying robust benefits.
• Sign-Up Bonus: Earn a generous welcome bonus with qualifying purchases.
• 0% Intro APR: Enjoy an introductory 0% APR period on purchases and balance transfers, perfect for big-ticket items or consolidating debt.

Cons:

• Quarterly Activation Needed: To take advantage of the 5% rewards, you’ll need to update your category selections every three months, which might require extra attention.
• Requires Active Management: Maximizing your cash-back potential involves tracking and managing categories, which may feel less straightforward compared to flat-rate cards.
• No 0% Intro APR: The card doesn’t include a 0% introductory APR period for purchases or balance transfers, which could be a drawback for those looking to finance large expenses.

Is the U.S. Bank Cash+ Visa Signature Card Right for You?

If you prefer a card that lets you decide how to earn rewards, this is a perfect fit. Ideal for individuals who spend consistently in specific categories—like groceries, dining, or travel—it offers tailored perks that align with your lifestyle.

For instance, if you’re a foodie who enjoys dining out or a homebody who spends on utilities, this card ensures every swipe works in your favor. It’s especially beneficial for disciplined users who don’t mind setting up their categories every few months.

Why We Love the U.S. Bank Cash+ Visa Signature Card

Unlike many generic cash-back cards, this one prioritizes user choice. It stands out with its customizable rewards structure, allowing cardholders to feel in control of their benefits.

Additionally, U.S. Bank’s reputation for transparency and excellent customer service further elevates this card. With clear terms and a user-friendly app, managing your account is a breeze—whether you’re redeeming rewards or checking your spending.

Ready to make your spending work for you? Apply for the U.S. Bank Cash+ Visa Signature Card and start earning rewards tailored to your lifestyle!