Bank of America Customized Cash Rewards

Looking for a card that maximizes your spending habits? The Bank of America Customized Cash Rewards Card lets you take control of your rewards like never before.

CREDIT CARD

BANK OF AMERICA CUSTOMIZED CASH REWARDS

NO ANNUAL FEE CASH REWARDS BONUS

SEE HOW TO APPLY You will remain on the current site

Managing your expenses is about more than just budgeting—it’s about maximizing the value of every dollar you spend. Whether you’re fueling up for a road trip, stocking your kitchen, or indulging in online shopping, having the right credit card can make a world of difference. The Bank of America Customized Cash Rewards Card stands out with its flexible rewards program, competitive rates, and user-friendly features designed for savvy spenders.

Backed by the trusted name of Bank of America, this card offers not just value but also peace of mind, thanks to robust security features and reliable customer support. Let’s explore why it might just be the perfect fit for you.

Your Spending, Your Rewards

Here’s what makes this card a standout choice, along with a couple of considerations to keep in mind:

Pros:

• Customized Rewards: Earn 3% cash back on a category of your choice, such as gas, online shopping, dining, or travel. Plus, get 2% cash back at grocery stores and wholesale clubs and 1% on all other purchases.
• No Annual Fee: Enjoy all the benefits of the card without the burden of an annual fee.
• Introductory APR: Take advantage of a 0% introductory APR on purchases and balance transfers for the first 18 billing cycles.
• Enhanced Rewards for Preferred Members: Qualify for even higher cash back rates if you’re part of the Bank of America Preferred Rewards program.

Cons:

• Spending Cap: The 3% and 2% cash back categories are capped at $2,500 in combined purchases per quarter, after which you’ll earn 1%.
• Limited International Use: The card charges a 3% foreign transaction fee, making it less ideal for frequent international travelers.

Who Should Consider This Card?

This card is perfect for individuals who want flexibility in their rewards without paying an annual fee. It’s especially appealing to those who spend heavily in specific categories like gas or groceries. Imagine a family managing monthly grocery bills or a remote worker frequently shopping online—you can tailor the rewards to meet your exact needs.

If you’re a Bank of America client already enrolled in the Preferred Rewards program, this card becomes even more advantageous, offering boosted rewards for your loyalty.

Why We Love It

What sets this card apart is its customizable nature, allowing you to adapt it to your lifestyle rather than the other way around. The straightforward rewards structure, combined with no annual fee, ensures you’re always getting value. Bank of America’s reputation for customer service and robust online tools only sweetens the deal.

Moreover, the flexibility to change your 3% cash back category each month means your card can evolve as your spending patterns do—whether you’re tackling home improvement projects or indulging in holiday shopping.

Ready to make every dollar work harder for you? Apply for the Bank of America Customized Cash Rewards Card now and start earning tailored rewards that match your lifestyle.