The FIT Mastercard Credit Card is more than just a piece of plastic; it’s a tool designed to empower individuals in rebuilding or establishing their credit history. By offering features like regular reporting to all three major credit bureaus and a straightforward approval process, this card helps you take concrete steps toward financial stability.
Whether you’re recovering from financial setbacks or starting your credit journey, this card offers a pathway to better financial health. With regular reporting to the three major credit bureaus and an accessible approval process, the FIT Mastercard supports your credit-building efforts with user-friendly features and practical benefits.
FIT MASTERCARD
MASTERCARD ZERO FRAUD LIABILITY DOUBLE LIMITDetailed Benefits
Enhanced Credit Limit Flexibility
Begin with a generous initial credit limit of up to $400, which can grow to $800 over time. This feature empowers you to manage expenses efficiently and showcase responsible credit behavior, paving the way for greater financial independence and adaptability.
Comprehensive Credit Reporting
Monthly updates to Equifax, Experian, and TransUnion ensure your responsible credit actions are documented. This regular reporting supports the building of a robust credit score, offering tangible progress towards your financial goals and opening doors to expanded financial opportunities.
No Security Deposit Required
Enjoy the benefits of financial freedom without tying up funds in a security deposit. The Fit Mastercard provides a straightforward path to building or rebuilding credit, enabling you to improve your credit score and achieve greater financial autonomy.
Convenient Online Shopping
Shop confidently online with the Fit Mastercard’s global acceptance and advanced security features. Whether purchasing fashion, household essentials, or planning travel adventures, this card ensures flexibility and peace of mind with every transaction.
Free Monthly Credit Score Access
Stay informed about your credit health with complimentary monthly access to your credit score. Track progress as you enhance your credit profile, gaining valuable insights to make informed financial decisions effortlessly.
Extended Warranty
When you use your eligible Mastercard to pay for a purchase, it extends the original manufacturer’s or store brand’s warranty. This benefit provides peace of mind by extending the coverage period beyond the standard warranty terms.
Purchase Protection
Most items purchased with an eligible Mastercard are covered if they are damaged or stolen, typically within 90 days of the purchase date. This benefit helps protect your purchases against unexpected events that could result in financial loss.
Discover the Fit Mastercard Credit Card—a transformative tool offering convenience, security, and essential resources to support your financial journey effectively.

Who Can Apply?
The FIT Mastercard is tailored for individuals with poor or limited credit history. To qualify, you need to meet these criteria:
- Be at least 18 years old (19 in some states).
- Have a valid Social Security Number or Taxpayer Identification Number.
- Demonstrate a stable source of income.
How to Apply?
Applying for the FIT Mastercard is simple. Follow these steps:
- Visit the Official Website: Go to the FIT Mastercard application page.
- Fill Out the Application Form: Provide personal details, including your name, address, Social Security Number, and income information.
- Submit Your Application: Once you’ve completed the form, submit it for review.
- Await Approval: Most applications receive a decision within minutes.
- Activate Your Card: If approved, your card will be mailed to you. Activate it and start using it responsibly to build your credit.
FAQs
What fees are associated with the FIT Mastercard?
The card comes with an annual fee, as well as monthly maintenance and additional fees. Be sure to review the terms and conditions to understand all associated costs.
Can I use the FIT Mastercard internationally?
Yes, the FIT Mastercard is accepted worldwide wherever Mastercard is recognized.
How quickly can I improve my credit score with the FIT Mastercard?
Your credit improvement depends on responsible usage. By making timely payments and keeping your utilization low, you may see progress within a few months.
Is the FIT Mastercard a secured credit card?
No, the FIT Mastercard is an unsecured credit card, meaning you don’t need to provide a security deposit.
Can I manage my account online?
Absolutely! The FIT Mastercard offers a user-friendly online portal to monitor transactions, pay bills, and manage your account conveniently.
The FIT Mastercard is designed to empower users to rebuild their credit while enjoying the perks of a widely accepted credit card. If you’re ready to take control of your financial future, apply today and start your journey to better credit.