Discover it Student Cashback Card

When building credit while maximizing rewards, the Discover it Student Cashback card is a game-changer.

CREDIT CARD

DISCOVER IT STUDENT CASHBACK

CASHBACK 5% NO CREDIT SCORE

SEE HOW TO APPLY You will remain on the current site

Navigating the world of credit cards can be overwhelming, especially as a student. You want a card that not only helps you establish credit but also rewards you for your everyday spending. That’s where the Discover it Student Cash Back card comes in – a perfect choice for students who want to make the most of their purchases while building financial independence.

Backed by Discover’s reputation for excellent service and transparency, this card offers rotating 5% cash-back categories and a host of student-focused perks. Whether you’re buying textbooks, grabbing coffee, or streaming your favorite shows, this card makes it easy to earn while you spend responsibly.

The Benefits and Drawbacks of this card

Pros:

• Earn rewards with 5% cashback on rotating categories like dining, groceries, and gas (requires activation).
• Take advantage of a standout first-year cashback match with no limits.
• No annual fee, making it a budget-friendly option for students.
• Supports building a solid credit history when used responsibly.
• Includes free access to your FICO credit score to help track and improve your credit health.

Cons

• Initial credit limit may be modest compared to other cards.
• Late payments could result in added fees.

Is the Discover it Student Card Right for You?

This card is perfect for students looking to build their credit while enjoying meaningful rewards. If you’re someone who spends regularly in categories like dining out or online shopping, this card’s rotating rewards structure can significantly boost your savings.

Additionally, the card’s forgiveness for first late payments and no penalty APR make it an excellent fit for those just starting their financial journey. It’s ideal for students who want a mix of rewards, flexibility, and financial learning tools.

Why We Love the Discover it Student Card

Transparency and simplicity set the Discover it Student Cash Back apart. The first-year cashback match is a standout feature that allows students to maximize their earnings effortlessly. Plus, the absence of an annual fee means you get to enjoy rewards without worrying about extra costs.

The card also emphasizes financial education, offering tools like the free FICO score tracker. It’s not just a credit card—it’s a resource designed to empower students to manage their finances with confidence.